By Brian Bloxom, ChFEBCSM In the symphony of personal finance, one of the most puzzling notes to strike is the choice between paying down your mortgage or investing your surplus cash. It’s a financial decision that can resonate for years to come, echoing in your bank account and impacting your …
Make the Most of Your Social Security Income
By Brian Bloxom, ChFEBCSM Are you counting down the days until you get to finally enjoy the sweet freedom of retirement? Naturally, though, with a large life transition like this, there is so much to consider and plan for. A big piece of this puzzle is Social Security. You’ve paid into it for …
The 401(k) Debate: Is Maxing Out Your Contribution Always the Best Move?
By Brian Bloxom, ChFEBCSM Most of us know that planning for retirement is a critical part of stabilizing your financial future. In the United States, one of the most popular ways to save for retirement is through a 401(k) plan. This option allows you to place your hard-earned money into an …